FAQs
Does Navient student loan qualify for loan forgiveness?
Navient student loans qualify for forgiveness under certain federal programs like Public Service Loan Forgiveness (PSLF) after 120 qualifying payments, or Income-Driven Repayment plans after 20-25 years. But Navient's private loans don't have specific forgiveness programs, though some private student loan borrowers received debt cancellation through settlements
Are Navient loans forgiven after 20 years?
Navient loans can be forgiven after 20 years if they are federal student loans repaid under an IDR plan. The forgiveness applies to loans received for undergraduate study, while loans for graduate or professional study or Parent PLUS Loans may be forgiven after 25 years.
What is the phone number for Navient student loan forgiveness?
The phone number for Navient, which you can call for inquiries about student loan forgiveness, is 888-272-5543. Navient no longer services federal loans owned by the Education Department. For questions about federal loan forgiveness programs, you may need to contact your new loan servicer or the Federal Student Aid Information Center at 1-800-433-3243.
