SVP, Consumer Lending
First Command Financial Services, Inc. Fort Worth, TX
Security verification
First Command Financial Services, Inc. Fort Worth, TX
2 months ago
See who First Command Financial Services, Inc. has hired for this role
First Command Financial Services, Inc. Fort Worth, TX
2 months ago
See who First Command Financial Services, Inc. has hired for this role
Security verification
Save job
Welcome back
Sign in to save SVP, Consumer Lending at First Command Financial Services, Inc..
- Report this job
Direct message the job poster from First Command Financial Services, Inc.
Nicole Custred
Nicole Custred
Hiring Leaders for First Command's corporate office.
Job DescriptionHow will your role impact First Command?The SVP of Consumer Loans will be given a broad range of responsibility and authority to lead, plan, and execute the growth and profitability of the consumer lending, credit card, and mortgage portfolio while delivering an exceptional client and advisor experience. Areas of responsibility include the credit quality of the loan and credit card portfolio through consistent and prudent underwriting. The role requires continuous improvement of the end-to-end loan operations process to include application, underwriting, funding, maintenance, annual reviews, and collateral management. Incumbent will oversee the selection and implementation of a new loan decisioning platform with enterprise integration, automated decisioning tools, and streamlined workflow. The role is responsible for leading the way to meeting all regulatory and compliance requirements with effective controls that impact the Bank’s financial reporting and operational soundness. This position is a member of the Enterprise Senior Leadership team (SLT) and an active participant in the bank’s Asset Liability Committee (ALCO), Compliance Committee, Allowance for Loan and Lease Losses Committee, and Board of Director meetings.
What will you be doing?
- Inspire and motivate the consumer lending team to perform at the highest engagement levels delivering an exceptional client experience in support of the bank’s vision and strategy
- Collaborate and engage closely with field advisors in support of the financial plan to reduce debt burden with high interest rate credit cards, and to provide lending solutions for major purchases to include auto and home
- Analyze, propose, and implement new strategies and tactics to maximize the consumer loan, credit card, and mortgage portfolio with innovative product development solution, adoption of existing and new programs, and interest income margin and fee optimization
- Prepares the annual operating budget and forecast for the Consumer Lending, Credit Card, and Mortgage consisting of forecasting loan funding and loan outstanding growth in support of the Bank’s strategic plan.
- Works closely with department managers to ensure the department experiences peak performance enhancing the overall performance of the Bank.
- Champion the Bank’s culture of compliance and controls, ensuring staff understands and embraces this culture
- Works closely with Bank compliance and Quality Control team to maintain compliance with all Federal and State regulatory requirements and ensure processes/controls are effective and compliant
- Meet or exceed loan and fee growth, credit quality, and audit/exam targets
- Collaborate with marketing campaign manager and user experience team to improve the client and field advisor experience to include enrichment of products and services for all consumer lending programs
- Successfully pass audits and exams to include external reviews, Internal Audit reviews, and OCC exams.
Who will you be leading?
- AVP, Consumer Loan Underwriting
- AVP, Consumer Loan Operations and Mortgage
- Associate Manager, Collections
- Associate Manager, Card Services
What skills/qualifications do you need?Education
- Bachelor’s Degree
Work Experience
- 10-15 years consumer loan experience
- 8-10 years leadership experience
- 3-5 years mortgage experience
- 3-5 years credit card experience
- Military experience preferred
- Automated underwriting experience preferred
Knowledge, Skills And Abilities (all Are Required)
- Strong communication and interpersonal skills to deal with internal and external issues
- Demonstrate professional client relations
- Strategic thought leadership and strong financial and analytical skills
- Experienced at developing and launching innovative products and services
- Must be familiar with and able to operate Microsoft Excel and Word and must be able to learn other software specific to First Command Bank and the loan department
- Must possess discernment in being able to apply bank policy in all situations while at the same time knowing when an exception might be appropriate
- Thorough knowledge of federal regulations as they relate to loans
- Must possess the ability to think and use good judgement, function well under pressure, and maintain confidential information and records
- Ability to receive and understand oral questions and written instructions and apply them to assigned job responsibilities
- Must be detailed oriented and possess strong communication skills and organizational skills
- The flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technology advances and new equipment
- The ability to work as a positive team member in a fast-paced, high-volume environment and to manage multiple assignments
- Must be able to maintain confidential information and records
- Must have good client service skills, including handling challenging situations with clients and Advisors in a professional manner, while being alert for potentially fraudulent activity
- Work well in a team atmosphere
- Ability to work at a quick and accurate pace to meet required deadlines
- Knowledge of banking regulations is required
- Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day assignments
- Strong supervisory and coaching skills
- Requires extensive quantitative and qualitative (behavior) analysis of a very diverse range of applicants and borrowing requests and apply First Command Bank’s credit policy guidelines.
-
Seniority level
Executive -
Employment type
Full-time -
Job function
Finance and Sales -
Industries
Financial Services
Referrals increase your chances of interviewing at First Command Financial Services, Inc. by 2x
See who you know
Get notified about new Vice President of Lending jobs in Fort Worth, TX.
Sign in to create job alert
Similar jobs
-
EVP, Chief Lending Officer
EVP, Chief Lending Officer
First Command Financial Services, Inc.
Fort Worth, TX
-
SVP, Credit Review Senior Officer I (Hybrid)
SVP, Credit Review Senior Officer I (Hybrid)
Citi
Irving, TX $144,480.00 - $216,720.00
-
SVP, Credit Review Senior Officer I (Hybrid)
SVP, Credit Review Senior Officer I (Hybrid)
Citi
Irving, TX $144,480.00 - $216,720.00
-
AVP, Debtor Credit
AVP, Debtor Credit
Triumph
Coppell, TX
-
EVP - Compliance
EVP - Compliance
Green Brick Partners, Inc.
Dallas-Fort Worth Metroplex
-
Wholesale Credit Risk Associate - AVP
Wholesale Credit Risk Associate - AVP
Citi
Irving, TX $96,400.00 - $144,600.00
-
Wholesale Credit Risk Team Lead - Vice President
Wholesale Credit Risk Team Lead - Vice President
Citi
Irving, TX
-
VP, Credit Portfolio Risk Analytics- Hybrid
VP, Credit Portfolio Risk Analytics- Hybrid
Citi
Irving, TX
-
Compliance Director, Fair Lending Analytics
Compliance Director, Fair Lending Analytics
Charles Schwab
Westlake, TX
People also viewed
-
Wholesale Credit Risk Product Developer - VP (Hybrid)
Wholesale Credit Risk Product Developer - VP (Hybrid)
Citi
Irving, TX
-
Wholesale Credit Risk Product Developer - VP (Hybrid)
Wholesale Credit Risk Product Developer - VP (Hybrid)
Citi
Irving, TX
-
Institutional Credit Management - Transaction Manager - AVP
Institutional Credit Management - Transaction Manager - AVP
Citi
Irving, TX
-
Product Developer, Wholesale Lending - AVP
Product Developer, Wholesale Lending - AVP
Citi
Irving, TX $96,400.00 - $144,600.00
Similar Searches
- Vice President of Mortgage Lending jobs 240 open jobs
- Director of Lending jobs 9,736 open jobs
- Vice President Marketing Strategy jobs 1,028 open jobs
- Lending Manager jobs 10,256 open jobs
- Senior Loan Officer jobs 2,728 open jobs
- Chief Credit Officer jobs 2,437 open jobs
- System Consultant jobs 51,440 open jobs
- Loan Manager jobs 10,251 open jobs
- Head of Credit jobs 1,329 open jobs
- Director of Credit jobs 2,917 open jobs
- Software Consultant jobs 169,052 open jobs
- Vice President of Product Management jobs 6,445 open jobs
- Credit Officer jobs 41,929 open jobs
- Program Management Specialist jobs 45,992 open jobs
- Private Banker jobs 27,264 open jobs
- Senior Relationship Manager jobs 65,049 open jobs
- Vice President Business Operations jobs 3,295 open jobs
- Investment Director jobs 10,559 open jobs
- Vice President jobs 243,153 open jobs
- Loan Servicing Manager jobs 17,936 open jobs
- Credit Manager jobs 41,361 open jobs
- Board Member jobs 14,825 open jobs
- Lender jobs 12,341 open jobs
- Executive Board Member jobs 2,180 open jobs
- Director of Collections jobs 1,325 open jobs
Explore collaborative articles
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
Explore More